Our free payroll tools help you make faster, more accurate decisions — whether you're comparing software costs, checking take-home pay, budgeting for employer taxes or trying to figure out which platform actually fits your business. Although every tool below is free to use with no signup required, each one is built on verified 2026 pricing and tax data. Furthermore, these tools serve two different audiences: business owners evaluating payroll software and employer obligations, and employees who simply want to know what lands in their bank account. Therefore, pick the tool that matches what you're trying to figure out below.
Compare your real monthly cost across Gusto, OnPay, Zoho, Patriot and Rippling based on your team size and needs.
For business owners comparing softwareCalculate take-home pay after federal tax, FICA and state tax — enter your salary and see exactly what you'll be paid.
For employees checking their net payEstimate your employer payroll tax obligations — FICA, FUTA and SUTA — based on your state and headcount.
For business owners budgeting for payroll taxesAnswer five quick questions about your business and get a personalized recommendation for the right payroll platform.
For business owners deciding between platformsWhich Tool Should I Use?
If you're a small business owner trying to choose or budget for payroll software, start with the Payroll Cost Calculator to see real monthly costs across the top five platforms, then use the Payroll Software Finder to get a personalized recommendation based on your specific needs. Furthermore, if you already run payroll and want to budget accurately for your employer tax obligations, the Payroll Tax Calculator estimates FICA, FUTA and SUTA based on your state and team size.
In contrast, if you're an employee wanting to know what a job offer or raise actually means for your take-home pay, the Paycheck Calculator handles that calculation using 2026 federal tax brackets and FICA rates.
👔 For Business Owners
Payroll Cost Calculator, Payroll Tax Calculator and Payroll Software Finder — three tools focused on choosing and budgeting for payroll as an employer.
👤 For Employees
Paycheck Calculator — see your estimated take-home pay after taxes for any salary, pay frequency and state.
All tools use verified 2026 pricing and tax data. Updated regularly — last full review August 2026.
